FXIFY

On-demand payouts from day 1, up to 90% split.

74 /100
4.3 (1,200 reviews)
Est. 2022 ✓ Verified 🏆 Best Instant Funding Prop Firm (various award sites)
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Our Verdict — Neutral

FXIFY is a solid entry-level option with the lowest minimum buy-in ($69) in the market. Good payout reliability and 80% starting split. However, EAs are completely banned on instant accounts, news trading is restricted, and the 14-day payout wait is longer than competitors. Not suitable for automated or EA-based trading.

At a Glance

Min Fee $69
Profit Split 80–90%
Max Account $50,000 (Instant); $400,000 via challenge programs
Drawdown Type Trailing
Payout Start 14 days after first trade
EA Allowed No

Score Breakdown

Payout Reliability
14/20
Rule Clarity
12/15
Trader Friendly
9/15
Profit Split
12/15
Price / Value
13/15
Scalability
8/10
Longevity & Trust
6/10
TOTAL SCORE
74/100

Pricing

Account Size Fee
$1,000 $69
$2,500 $119
$5,000 $229
$10,000 $449
$25,000 $899
$50,000 $1,749

⚠️ Fee is non-refundable

Profit Split
80% base → 90% with add-on or consistent performance

Trading Rules

EAs / Bots❌ Not allowed
News Trading⚠️ Restricted ±5min
Weekend Holding✅ Allowed
Copy Trading⚠️ Restricted
Hedging❌ Not allowed
HFT❌ Not allowed
Martingale❌ Not allowed
Stop-Loss Required❌ Not required
Consistency Rule✅ None
US Traders✅ Accepted
PlatformsMT4, MT5, DXtrade
InstrumentsForex, Indices, Commodities, Crypto
Daily Drawdown
4%
Max Drawdown
8% trailing
Payout Frequency
Bi-weekly (every 14 days)
Min Withdrawal
$100
Payout Methods
Bank transfer, crypto, Wise
Max Leverage
1:50

Green Flags

What We Like
  • ✅ Very low minimum fee ($69 for $1,000 account)
  • ✅ On-demand payouts from first funded day
  • ✅ 80% starting profit split
  • ✅ MT4 + MT5 + DXtrade — broad platform coverage
  • ✅ 4.3 Trustpilot rating
  • ✅ Large account sizes up to $400K on challenge programs
  • ✅ $4M max scaling

Warnings & Watch-outs

⚠️ Proceed With Caution
  • ⚠️ EAs strictly prohibited on instant accounts — major limitation for bot traders
  • ⚠️ News trading restricted ±5 minutes — could cost you a rule breach
  • ⚠️ 14-day wait before first payout on instant accounts
  • ⚠️ 1:50 max leverage — lower than most competitors
  • ⚠️ Copy trading requires master HTML statement
  • ⚠️ Instant accounts capped at $50K — must upgrade to challenge program for larger sizes
🚩 Red Flags
  • 🚩 EAs not allowed on instant funding accounts
  • 🚩 News trading restricted 5 minutes before/after high-impact events
  • 🚩 60-day inactivity = account breach

Who Should Use FXIFY

Best For
  • ✅ Manual traders who want the lowest possible entry fee ($69 for $1,000)
  • ✅ Beginners wanting a small account to build track record before scaling
  • ✅ Traders who use MT4 — one of few instant firms still supporting MT4

Who Should Avoid FXIFY

Not Suitable For
  • ❌ EA or automated traders — EAs are strictly banned on instant accounts
  • ❌ News traders — the ±5-minute restriction is rigorously enforced

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Frequently Asked Questions

Why are EAs banned on FXIFY instant accounts?

FXIFY prohibits EAs on instant funding accounts to prevent high-frequency strategies from exploiting the capital without meaningful discretionary trading. If you need EA support, you must use their challenge-based programs instead.

When can I make my first withdrawal?

On FXIFY instant accounts, you must wait 14 days from your first trade before requesting a payout. After that, payouts are processed bi-weekly every 14 days. This is longer than competitors like FT+ (Day-0) or FTUK (on-demand).

What is the news trading restriction exactly?

You cannot open or close positions within 5 minutes before or after a high-impact news event. Trades already open can remain open, but entering new positions during this window will result in a rule breach.

Can I use copy trading on FXIFY?

Copy trading is restricted and requires providing a master HTML statement demonstrating your strategy. It is not freely allowed — you must request approval and provide documentation.

How does the 60-day inactivity rule work?

If you do not place any trade for 60 consecutive days, FXIFY will consider your account in breach and may close it. You must maintain active trading to keep your funded account live.

FXIFY · 74/100
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